Will insurance cover wind and tree damage?

Posted at 6:17 PM, Feb 01, 2016
and last updated 2016-02-01 21:31:20-05

Damage and destruction from the recent storms can been seen in neighborhoods across San Diego County, and repairs could cost homeowners thousands of dollars.

The city of San Diego says emergency dispatch recorded 348 calls of downed or damaged trees.

"You're going to have questions and the best thing to do is contact your insurance company pose those questions to them," said AAA claims manager Dan Beyer.

According to AAA, if a tree fell on your house or your car, and you're insured, in most cases you're covered.

If a tree falls on your house, your insurance will cover removal of the tree and home repairs.

However, if a tree falls in your yard, but doesn't hit anything, you would pay for its removal in most cases.

"The tree falling, the wind damage is generally covered under any homeowners' policy, but just verify that with your own insurance company," said Beyer.

You should always check with your agent to make sure the cost to repair isn't less than your deductible.

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