CHULA VISTA, Calif. (KGTV) - Like many debt destroyers and super savers, Tancy Campell knows all the tricks.
She has her monthly budget breakdown. She has her grocery lists and meal plans.
But she also has her "Why."
"You gotta have a 'Why,'" Campbell says. "That's what motivates you and keeps you going. For some people, it's they want to have another baby or stay home with that baby. Or they want to move, or they want to change jobs, or they don't want to work anymore in the job they're in. They want to follow a passion project."
Campbell's "Why" is her family. Her husband is in the Navy and plans to retire in the next seven years. They have two children together. She hopes that, when he retires, they'll be financially independent.
That's why she's trying to save $30,000 this year.
"That's a big number, but we've had big numbers in the past," she says. "I think we can do it."
Campbell's family has practice with this kind of financial goal. They paid down $105,000 in debt over the last few years, most of it from student loans, credit cards, and car payments. Last year they saved $20,000.
"When you don't have debt, you have a little bit more money freed up," she says.
Campbell already shares her financial advice through her Instagram page, @herwellspentlife. She's also building a website that she hopes to launch later this year.
In the meantime, she's going to stay focused on the "Why" as she puts money aside.
"It will be so nice," she says. "Dad will be home more often. He won't have to go out to sea. We'll be able to do everything together."
10News will follow the Campbell family throughout the year on their financial journey. If you have a significant financial goal, and you'd like to share it with us, email firstname.lastname@example.org.