Credit bureaus provide free identity theft protection
8:43 PM, Aug 2, 2017
3:53 PM, Sep 7, 2017
SAN DIEGO (KGTV) -- We all know about the paid services that will notify you of suspicious activity with your credit. But did you know about the free ways to protect yourself?
It's called a fraud alert and all three credit bureaus will activate it on your credit report for free for 90 days, after which time you renew it again, for free.
If you're active duty military, they will do it for a year, and if you've been the victim of identity theft, they'll do it for seven years.
That alert forces companies to contact you directly when a line of credit is applied for in your name. So while it will hold up instant credit card approvals, it offers an added layer of protection and peace of mind.