IQ Test
Are you at risk for identity theft?
Test your "Identity Quotient!"
Test your "Identity Quotient!"
- I receive several offers of pre-approved credit every week.
(If "yes" give yourself 5 points)
Add another 5 points if you do not shred them before putting them in the trash.I carry my Social Security card in my wallet.
(If "yes" add 10 points)I do not have a PO Box or a locked, secured mailbox.
(If "yes" add 5 points)I use an unlocked, open box at work or at my home to drop off my outgoing mail.
(If "yes" add 10 more points)I carry my military ID in my wallet at all times.
(If "yes" add 10 more points)I do not shred or tear banking and credit account information when I throw it away.
(If "yes" add 10 points)I provide my Social Security number (SSN) whenever asked, without asking questions as to how that information will be safeguarded.
(If "yes" add 10 points)
Add 5 more points if you provide it orally without checking to see who might be listening. I'm required to use my SSN as an employee ID or at college as a student ID number.
(If "yes" add 5 points)My SSN is printed on my employee badge that I wear at work or in public. It is posted on my time card in full view of others, or is on other documents seen by many others in my workplace.
(If "yes" add 10 points)I have my SSN and/or driver's license number printed on my personal checks.
(If "yes" add 10 points)I carry my insurance or Medicare card in my wallet and either my SSN or my spouse's is the ID number.
(If "yes" add 10 points)I have not ordered a copy of my credit report for at least two years.
(If "yes" add 10 points)I do not believe that people would root around in my trash looking for credit or financial information or looking for documents containing my SSN.
(If "yes" add 10 points)
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- 0 -24 points - Congratulations! Your "IQ" is in the genius range. Keep up the good work and don't let your guard down. 25-49 points - Above Average. A very high "IQ" but we advise taking precautions, especially if you enjoy good credit. 50-99 points - Normal. Your odds of being victimized are about average. 100 + points - Room for Improvement. You are at high risk. We recommend that you get a cross-cut paper shredder, be more security-aware when handling documents and that you start to question why people need your personal data.
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