SAN DIEGO -- Students from Serra High School learned you're never too young to be a victim of identity theft.

"Even babies have Social Security numbers and anyone can get that," student Melanie Ng said.

Ng and the other students learned this important lesson and more from the experts at Privacy Rights Clearinghouse.

"They can get into your stuff, your bank accounts--get your numbers that wouldn't be good," student Greg Murray said.

College students also learned to protect their privacy on the Internet.

"They should never tell their names, give their address, when people are home, (their) favorite mall or what sports team they're on," Susan Koehle, with Microsoft, said.

That's because 10 million people in the U.S. become victims of identity theft every year, a cost of $50 billion, according to 10News.

However, a new change in federal law may help cut the loss.

"Businesses will have to destroy credit information. If it's in a computer they would have to destroy the hard drive so nobody else can read what's in those documents," Beth Givens, with Privacy Rights Clearinghouse, said.

A new credit and privacy survival guide offered by UCAN and 10News has all sorts of information to protect you.

The guide also has an IQ Test to help you calculate your identiy quotient.

"This is a handy way of protecting your credit and your good name," Michael Shames, with UCAN said. "This guide is a short, concise way to protect yourself without having to pay to protect those important things."

For more information on a free survival guide click on Privacy Survival Guide